EDISON - A provision tucked into the federal tax cut bill making its way through Legislature could allow many New Jersey Transit bus and train riders to save hundreds of dollars a year on their commuting costs.

The tax break works like many health savings accounts. Workers can set aside up to $230 a month to cover transit costs. The money isn't taxed. It goes into a separate account to pay for mass transit costs.

Without the provision, the benefit would be cut nearly in half as of Jan. 1 if the higher figure is not reauthorized.

AP wire services contributed to this report.