TRENTON - The United States Supreme Court is scheduled to hear arguments Wednesday about whether the federal government should continue to assist Americans who need help paying for health care.

Opponents of the Affordable Care Act are expected to tell the court that only people who live in states operating their own exchanges should get help paying for premiums. 

New Jersey is one of more than 30 states that use the federal exchange. Health care advocates say that if the courts side with the plaintiffs, more than 200,000 New Jersey residents would lose their subsidies.

“Regardless of what your view of the Affordable Care Act is, no problem is solved by millions of Americans losing their health insurance,” says Maura Collinsgru, of NJ Citizen Action.

Federal stats say more than 80 percent of New Jersey residents who bought insurance through the exchange get a credit. Those credits cut the cost of insurance premiums by more than half.

If the credit is overturned by the Supreme Court, there is no backup plan for New Jersey at this time.

News 12 New Jersey reached out to Gov. Chris Christie’s office to ask if he would be willing to accept a state exchange, but his office had no comment.

The Supreme Court must return a ruling on this issue before its session ends in June.