TOMS RIVER - Hundreds of residents met tonight in Toms River to protest against FEMA.

The residents were protesting the new state and federal standards on raising homes near the water.

Toms River officials say that 10,000 homes were damaged and most need to be raised. As of tonight, less than 10 have done it.

Many residents say they can't rebuild because they're navigating insurance, FEMA, grant applications and loans. Residents also say there is no solid word on flood maps and elevations.