MAHWAH - More than two weeks after Hurricane Irene drenched Bergen County, some residents have more questions for FEMA.

They are learning that they might not be eligible for FEMA assistance after being forced to pay out of pocket for expenses. They are now wondering if they will be reimbursed and when.

In most cases, only essential equipment in basements is covered by FEMA, which includes water heaters and furnaces, but not furniture or electronics. FEMA is offering small business loans with lower interest rates to flood victims. However, applicants must meet strict credit guidelines.

Many in Mahwah say they are still hoping for quick answers.