HOWELL - Heavy rains last night caused a flash flood in Howell Township that left several families homeless.

In a story seen first on News 12 New Jersey, 10 families on Mariners Cove say their homes were under water within 20 minutes.

Water from the Manasquan River has receded, but it left behind a trail of destruction.

Representatives from the Federal Emergency Management Agency (FEMA) were on the scene earlier today to assess the damage. Residents hope to get federal assistance after many say their homeowner's insurance claims have been denied since they didn't have coverage for flooding.