TRENTON - Two Colts Neck men are accused of running a ambulance chasing scheme that fraudulently earned them millions of dollars.

Acting Attorney General John Hoffman says the network involved "runners" who scooped up victims of car accidents and took them to doctors offices or lawyers, where their stories were used to defraud insurance companies.

"It is complex and it took me a fair bit of time before I even felt I had my arms around it," Hoffman says.

At the heart of the alleged scheme are suspects Karim Bandy and his parolee brother Anhuar Bandy.

In New Jersey, it's illegal to bring people to a doctor or lawyer in exchange for money.

A group of doctors and lawyers are also facing charges for allegedly partnering with the Bandys.

Hoffman says these crimes are common, and accident victims should be suspicious of anyone offering professional services.