UNION BEACH - Thanks to a new grant program, more money may be headed to New Jersey's Sandy victims.

Residents in one of the hardest-hit areas, Union Beach, are still picking up the pieces. Desiree Durkin is just one homeowner still waiting for money from FEMA to pick up where her insurance money left off.

"You're not getting what you need from your insurance companies," Durkin said. "You are at a crossroads because you're not sure what to do at this point."

Gov. Chris Christie and the Department of Housing and Urban Development announced that the state will receive $1.8 billion in grant money for Sandy victims.

More information on the application process is still to come, but applicants must register with FEMA by May 1 in order to be eligible.