BERKELEY TOWNSHIP - Berkeley Township homeowners will get a 20 percent discount on their flood insurance premiums rather than the 15 percent they are already receiving.

The increase is because the township is getting an incentive from FEMA for taking steps to reduce flood risk.

Neighbors are thrilled with the change. "Twenty percent of $4,000 is an $800 savings so for us that would be a tremendous asset," says Sue Kosakowski.

Mayor Carmen Amato says he hasn't always agreed with FEMA, but he says he can't argue this decision.